Neptis Finance offers flexible financing solutions tailored to the needs of both individuals and professionals.
Loan Amount
Loan amounts range from €2,000 to €500,000, depending on the borrower’s profile, the nature of the project, and repayment capacity.
Repayment Term
Loan durations range from 12 to 120 months (i.e. 1 to 10 years), based on the amount borrowed and the financial analysis of the application.
Indicative Annual Percentage Rate (APR)
The indicative APR starts at 3.5% annually.
The final applicable rate will be specified in the personalized loan offer following a full assessment of your application.
Processing Fees
Processing fees may apply, up to a maximum of 1% of the borrowed amount.
These fees are deducted upon fund disbursement.
Eligibility Requirements
To qualify for a loan from Neptis Finance, applicants must:
- Be of legal age and legally competent
- Reside in an eligible country (list available upon request)
- Provide proof of stable and regular income
- Submit the following supporting documents:
- Valid identification document (ID card or passport)
- Recent proof of address
- Recent payslip(s) or other income proof
Disclaimer
⚠️ Taking out a loan is a binding commitment and must be repaid. Please ensure you can meet your repayment obligations before committing.